Furniture Shopping on a Budget? Stores That Accept Progressive Leasing?

Introduction
Progressive Leasing is a virtual lease-to-own company that partners with retailers to provide payment plans for customers looking to purchase furniture, appliances, jewelry, and more without paying for everything upfront.

With Progressive Leasing, shoppers can lease an item with the option to own it over time. Rather than paying the full price immediately, Progressive Leasing allows you to make smaller incremental payments over a set period, usually 3-12 months. At the end of the lease term, you own the item if all payments are made, or you can choose to return it.

This makes it easier for many shoppers to afford higher-ticket items from major retailers that they may not be able to pay for completely at the time of purchase. Progressive’s lease-to-own plans bridge the gap, letting customers take home products immediately while paying over time.

Progressive partners with thousands of retailers across different industries to offer their lease programs in-store and online. When shopping at a participating retailer, you simply select Progressive Leasing as your payment method at checkout to get approved and start the lease.

Overview of Progressive Leasing
Progressive Leasing is a lease-to-own financing company that partners with retailers to offer flexible payment plans for furniture, appliances, jewelry, electronics and more. Their lease agreements allow consumers to take home merchandise immediately while paying for it over a period of weeks or months.

Here’s an overview of how Progressive Leasing’s plans work:

No credit check is required. Progressive approves applicants based on income and whether they have any outstanding leases.

There are no down payments or interest charges. You simply agree to a lease term and make payments over time.

Lease terms are typically 3, 6, 9 or 12 months long. The longer the term, the lower the payment.

Payments are made weekly, bi-weekly or monthly, automatically debited from your bank account.

At the end of the lease, you own the item. There is no obligation to return it.

You can upgrade or exchange an item after making lease payments for 90 days.

If you fail to make payments, Progressive can repossess the item.

Progressive Leasing may be a convenient option for those who do not qualify for other financing. The pros are easy approval, no credit check, and flexible payment options. However, a lease often ends up costing more than purchasing outright. You do not own the item until all payments are made. Critics argue leases may lead people into cycles of debt. Consumers should read all lease terms carefully and consider total costs.

Types of Stores that Accept Progressive Leasing
Progressive Leasing partners with many different types of retailers that sell big-ticket items like furniture, appliances, electronics, and jewelry. The company has a vast network of stores that participate in the lease-to-own program across the United States and Canada.

Some of the major categories of stores that accept Progressive Leasing include:

Furniture Stores – Progressive partners with national and regional furniture store chains as well as locally owned furniture shops. From large recliners to full living room sets, many types of furniture can be leased through their program.

Appliance Stores – Major appliance stores that sell refrigerators, washers, dryers, ranges, and more accept Progressive Leasing. This allows consumers to get needed appliances for their home without paying the full cost upfront.

Electronics Stores – Electronics retailers big and small accept Progressive Leasing for items like TVs, laptops, tablets, smartphones, and other electronics. This makes the latest tech more affordable.

Jewelry Stores – Jewelry retailers from big box stores to local jewelers offer Progressive Leasing on items like engagement rings, necklaces, watches, and other fine jewelry.

The wide range of participating retailers makes it convenient for consumers to use Progressive Leasing to obtain higher ticket home goods and personal items. As long as the store is an approved partner, shoppers can lease furniture, appliances, electronics, jewelry, and more.

Major Furniture Stores Accepting Progressive Leasing
Some of the biggest names in furniture have partnered with Progressive Leasing to offer financing options for customers. This allows shoppers to take home furniture, mattresses, and other large purchases without paying for everything upfront.

Ashley Furniture
Ashley Furniture is one of the largest furniture retailers in the United States. They have over 700 store locations across the country and offer a wide selection of living room, bedroom, dining room and home office furniture. Ashley Furniture has partnered with Progressive Leasing, so customers can apply for lease-to-own financing on qualifying purchases. This makes high-quality Ashley furniture more accessible to shoppers who may not be able to pay cash up front.

Rooms To Go
Rooms To Go is another major furniture chain with over 150 stores in the U.S. They are known for stylish, affordable furniture and home decor. Rooms To Go works with Progressive Leasing to give customers flexible financing options, including both lease-to-own and rent-to-own plans. Qualifying purchases like mattress sets, living room packages, and bedroom furniture can be leased from Rooms To Go.

Raymour & Flanigan
Raymour & Flanigan is a furniture and mattress retailer with over 100 locations on the East Coast. They offer a wide selection of living room sets, dining sets, bedroom furniture, bunk beds, mattresses, and home office furniture. Raymour & Flanigan has partnered with Progressive Leasing so customers can lease furniture, mattresses, and major appliances with instant approval. This allows shoppers to take home the items they need and spread out payments over time.

Smaller Regional and Local Furniture Stores
While the major national chains often get the most attention, many smaller regional and local furniture stores across the United States also accept Progressive Leasing financing. This allows customers access to Progressive even if they don’t live near a major chain store.

Some examples include:

Midwest
Andreas Furniture (Iowa)
Bernie & Phyls Furniture (Wisconsin, Illinois)
Art Van Furniture (Michigan, Indiana, Ohio, Illinois)
Nebraska Furniture Mart (Nebraska, Iowa, Kansas, Texas)

Northeast
Raymour & Flanigan (New York, Pennsylvania, New Jersey)
Jordan’s Furniture (Massachusetts, Connecticut, Rhode Island)
Bob’s Discount Furniture (New England and Eastern U.S.)

South
Rooms to Go (Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, Virginia)
American Signature Furniture (Florida, Georgia, North Carolina, South Carolina, Tennessee)
Mathis Brothers Furniture (California, Nevada, Arizona)

West Coast
Living Spaces (California, Nevada, Arizona, Washington)
Macy’s Furniture Gallery (California, Nevada, Washington)
Ashley Furniture HomeStores (Across Western U.S.)
This allows customers in many parts of the country access to Progressive Leasing through their local furniture stores, beyond just the nationwide chains.

What Can Be Leased
Progressive Leasing allows consumers to lease a variety of household items, including:

Furniture – Couches, chairs, tables, dressers, entertainment centers, beds, and more. Progressive Leasing can be used to furnish an entire home.

Mattresses – Mattresses and bed frames of all sizes, from twin to California king. Brands frequently leased include Serta, Sealy, Tempur-Pedic and more.

Appliances – Washers, dryers, refrigerators, ovens, dishwashers, and smaller appliances. Both kitchen and laundry appliances are available.

Electronics – Televisions, computers, tablets, smartphones, video game consoles, and more. Progressive Leasing works with major electronic…